{"id":786473,"date":"2025-10-02T11:23:45","date_gmt":"2025-10-02T08:23:45","guid":{"rendered":""},"modified":"2025-10-02T11:25:08","modified_gmt":"2025-10-02T08:25:08","slug":"otp-bank-rozshyryv-mozhlyvosti-dlya-kliyentiv-dlya-prydbannya-zhytla-u-kredyt","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/otp-bank-rozshyryv-mozhlyvosti-dlya-kliyentiv-dlya-prydbannya-zhytla-u-kredyt\/","title":{"rendered":"OTP BANK increased maximum loan amount for home purchases"},"content":{"rendered":"\t<div class=\"img-with-caption img-with-caption--speaker img-left animate-block animate-block--before\">\n\t\t<div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/10\/novobudova_veresen-1080_1080.png\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n<p style=\"font-weight: 400;\">OTP BANK JSC has raised the lending limit for the purchase of residential property \u2014 the maximum loan amount now stands at UAH 1.9 million.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cOur customers enjoy full freedom of choice: loans may be arranged for both primary and secondary market properties. The OTP BANK \u201cNew Building\u201d program carries no monthly fees. Applications can be submitted <a href=\"https:\/\/www.otpbank.com.ua\/privateclients\/crediting\/novabudova\/#calculator\" target=\"_blank\" rel=\"noopener\">online<\/a> or in person at a branch, and regardless of the channel chosen, customers receive a credit decision within two hours,\u201d<\/em> said <strong>Maksym Honcharuk, Project Manager, Retail Sales Department at OTP BANK<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">Under the program, the customer\u2019s down payment must start from 20% of the property value, and the effective annual interest rate may reach up to 42.79%. Financing for new housing can be arranged for up to seven years.<\/p>\n<p style=\"font-weight: 400;\">In addition, OTP BANK also provides loans for the purchase of modular homes. Detailed terms and conditions are available via the <a href=\"https:\/\/www.otpbank.com.ua\/privateclients\/crediting\/program-mortgage\/modular-houses\/\" target=\"_blank\" rel=\"noopener\">link<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OTP BANK JSC has raised the lending limit for the purchase of residential property \u2014 the maximum loan amount now stands at UAH 1.9 million. \u201cOur customers enjoy full freedom [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":676310,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15576,15575],"tags":[],"class_list":["post-786473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-articles-en","category-news-and-articles-from-companies-en","company-16499"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=786473"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786473\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/676310"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=786473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=786473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=786473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}