{"id":786473,"date":"2025-10-02T11:23:45","date_gmt":"2025-10-02T08:23:45","guid":{"rendered":""},"modified":"2025-10-02T11:25:08","modified_gmt":"2025-10-02T08:25:08","slug":"otp-bank-rozshyryv-mozhlyvosti-dlya-kliyentiv-dlya-prydbannya-zhytla-u-kredyt","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/otp-bank-rozshyryv-mozhlyvosti-dlya-kliyentiv-dlya-prydbannya-zhytla-u-kredyt\/","title":{"rendered":"OTP BANK increased maximum loan amount for home purchases"},"content":{"rendered":"\t<div class=\"img-with-caption img-with-caption--speaker img-left animate-block animate-block--before\">\n\t\t<div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/10\/novobudova_veresen-1080_1080.png\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n<p style=\"font-weight: 400;\">OTP BANK JSC has raised the lending limit for the purchase of residential property \u2014 the maximum loan amount now stands at UAH 1.9 million.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cOur customers enjoy full freedom of choice: loans may be arranged for both primary and secondary market properties. The OTP BANK \u201cNew Building\u201d program carries no monthly fees. Applications can be submitted <a href=\"https:\/\/www.otpbank.com.ua\/privateclients\/crediting\/novabudova\/#calculator\" target=\"_blank\" rel=\"noopener\">online<\/a> or in person at a branch, and regardless of the channel chosen, customers receive a credit decision within two hours,\u201d<\/em> said <strong>Maksym Honcharuk, Project Manager, Retail Sales Department at OTP BANK<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">Under the program, the customer\u2019s down payment must start from 20% of the property value, and the effective annual interest rate may reach up to 42.79%. Financing for new housing can be arranged for up to seven years.<\/p>\n<p style=\"font-weight: 400;\">In addition, OTP BANK also provides loans for the purchase of modular homes. Detailed terms and conditions are available via the <a href=\"https:\/\/www.otpbank.com.ua\/privateclients\/crediting\/program-mortgage\/modular-houses\/\" target=\"_blank\" rel=\"noopener\">link<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OTP BANK JSC has raised the lending limit for the purchase of residential property \u2014 the maximum loan amount now stands at UAH 1.9 million. \u201cOur customers enjoy full freedom of choice: loans may be arranged for both primary and secondary market properties. The OTP BANK \u201cNew Building\u201d program carries no monthly fees. Applications can [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":676310,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15576,15575],"tags":[],"class_list":["post-786473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-articles-en","category-news-and-articles-from-companies-en","company-16499"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=786473"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786473\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/676310"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=786473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=786473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=786473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}