{"id":786392,"date":"2025-09-19T16:32:30","date_gmt":"2025-09-19T13:32:30","guid":{"rendered":""},"modified":"2025-09-19T16:34:35","modified_gmt":"2025-09-19T13:34:35","slug":"yaki-ye-trendy-v-diyalnosti-nederzhavnyh-pensijnyh-fondiv-rozpovila-gendyrektorka-otp-kapital","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/yaki-ye-trendy-v-diyalnosti-nederzhavnyh-pensijnyh-fondiv-rozpovila-gendyrektorka-otp-kapital\/","title":{"rendered":"OTP Capital CEO said about new trends in the development of private pension funds"},"content":{"rendered":"\t
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Private pension funds (PPFs) in Ukraine are increasingly attracting younger participants, focusing on low-risk instruments such as government bonds and bank deposits, while monthly client contributions are reaching record levels.<\/p>\n

These and other market trends were highlighted by Natalia Mezhenska, CEO of \u201cOTP Capital\u201d and Chair of the Boards of \u201cOTP Pension\u201d and \u201cFreeFlight\u201d Pension Funds<\/strong>, during the roundtable discussion \u201c20 years of private pension provision in Ukraine\u201d, which brought together representatives of pension funds, industry associations, and the regulator.<\/p>\n

According to Mezhenska, while the typical participant used to be over 45 years old, today the average age has dropped to 40.<\/p>\n

\u201cThe average age of people joining us through our website is about 37. Particularly notable is the growing interest from young people aged 20 to 30. If earlier this was more of an exception, today this group accounts for 15% of all new participants,\u201d<\/em> she noted.<\/p>\n

She explained that this trend is largely driven by the introduction of the digital option to sign pension contracts via the Diia mobile application. Another interesting fact is that 38% of PPF clients work in the IT sector \u2014 an industry that primarily attracts young professionals and encourages long-term strategic planning.<\/p>\n

Mezhenska emphasized that due to martial law, \u201cOTP Pension\u2019s\u201d strategy has shifted: the fund currently avoids higher-risk instruments such as corporate and municipal bonds. Instead, it prioritizes government securities and deposits.<\/p>\n

\u201cThe key principle is maintaining the balance between risk and return. Today, there are no attractive market instruments for our clients beyond these options, and we are not willing to take on unnecessary risk in the current environment,\u201d<\/em> she stressed.<\/p>\n

She added that before the full-scale invasion, monthly contributions totaled around UAH 5.5 million, while in 2025 the fund has already reached a record UAH 8 million.<\/p>\n

\u201cIn February 2022, activity temporarily slowed, but already by March we began receiving new client requests. Since then, the participant base has shown steady growth,\u201d <\/em>Mezhenska said, noting that client payouts have also been rising. \u201cWe have been operating in the market since 2009, and every year more of our participants reach retirement age. Today, \u201cOTP Pension\u201d pays out an average of UAH 600,000\u2013700,000 to clients every month\u201d.<\/em><\/p>\n

Looking ahead, Mezhenska underlined that the main goal of Ukrainian PPFs is to build trust, engage more young people, and make saving for retirement a social norm rather than an exception. \u201cThis is not only a matter of the financial market \u2014 it is about social security, economic resilience, and confidence in the future for every Ukrainian,\u201d<\/em> N.Mezhenska accented.<\/p>\n","protected":false},"excerpt":{"rendered":"

Private pension funds (PPFs) in Ukraine are increasingly attracting younger participants, focusing on low-risk instruments such as government bonds and bank deposits, while monthly client contributions are reaching record levels. These and other market trends were highlighted by Natalia Mezhenska, CEO of \u201cOTP Capital\u201d and Chair of the Boards of \u201cOTP Pension\u201d and \u201cFreeFlight\u201d Pension […]<\/p>\n","protected":false},"author":4489,"featured_media":672858,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15576,15575],"tags":[],"class_list":["post-786392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-articles-en","category-news-and-articles-from-companies-en","company-16499"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=786392"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786392\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/672858"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=786392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=786392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=786392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}