{"id":786381,"date":"2025-09-19T09:58:04","date_gmt":"2025-09-19T06:58:04","guid":{"rendered":""},"modified":"2025-09-29T15:43:35","modified_gmt":"2025-09-29T12:43:35","slug":"opytuvannya-msb-shhodo-pryjomu-oplaty-za-tovary-ta-poslugy-z-vykorystannyam-platizhnyh-kartok","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/opytuvannya-msb-shhodo-pryjomu-oplaty-za-tovary-ta-poslugy-z-vykorystannyam-platizhnyh-kartok\/","title":{"rendered":"SME Survey on accepting payments for goods and services using payment cards"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-672618\" src=\"https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-1024x569.png\" alt=\"\" width=\"600\" height=\"334\" srcset=\"https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-1024x569.png 1024w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-300x167.png 300w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-768x427.png 768w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-650x361.png 650w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-800x445.png 800w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-125x70.png 125w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post-100x56.png 100w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/fb_post.png 1200w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<p data-start=\"53\" data-end=\"75\">Dear Colleagues,<\/p>\n<p data-start=\"77\" data-end=\"196\">The European Business Association invites you to take part in a survey on how card payment fees affect your business.<\/p>\n<p data-start=\"198\" data-end=\"223\"><strong>About this research<\/strong><\/p>\n<p data-start=\"224\" data-end=\"390\">This survey is conducted together with Deloitte as part of the project <strong>Ensuring the Sustainability of the Cashless Economy in Ukraine during European Integration<\/strong>.<\/p>\n<p><strong data-start=\"392\" data-end=\"406\">Objective:<\/strong> to understand the challenges your business faces when transitioning to cashless payments and how future changes to interchange fees, as Ukraine moves closer to the EU, may impact your operations.<\/p>\n<p style=\"text-align: center;\"><span data-olk-copy-source=\"MessageBody\"><b><a title=\"\u0418\u0441\u0445\u043e\u0434\u043d\u044b\u0439 URL-\u0430\u0434\u0440\u0435\u0441: https:\/\/forms.office.com\/e\/1w9Ur6QzeH. \u0429\u0435\u043b\u043a\u043d\u0438\u0442\u0435 \u0438\u043b\u0438 \u043a\u043e\u0441\u043d\u0438\u0442\u0435\u0441\u044c, \u0435\u0441\u043b\u0438 \u0432\u044b \u0434\u043e\u0432\u0435\u0440\u044f\u0435\u0442\u0435 \u044d\u0442\u043e\u0439 \u0441\u0441\u044b\u043b\u043a\u0435.\" href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fforms.office.com%2Fe%2F1w9Ur6QzeH&amp;data=05%7C02%7CKatia.Chaikovska%40new.eba.com.ua%7Cfb85307be8944084063108ddf6acacd7%7C92456a16661b498eadd5e224c7dd6afa%7C0%7C0%7C638937943729125299%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=tpTUFP3OVfpiQrFOXOcKAcokgF5wrpu%2BYmTDdFfNjFk%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\" data-linkindex=\"2\"><strong data-start=\"609\" data-end=\"628\">TAKE THE SURVEY<\/strong><\/a><\/b><\/span><\/p>\n<p><strong>What are interchange fees (IRF) in simple terms?<\/strong><\/p>\n<p>When your customer pays by card in your shop:<\/p>\n<ul type=\"disc\">\n<li>Your bank (the acquiring bank), which provided you with the terminal, receives the money from your customer.<\/li>\n<li>Your customer\u2019s bank (the issuing bank), which issued the card, is entitled to a small fee.<\/li>\n<li>Your bank pays this fee to the customer\u2019s bank, this is the interchange fee.<\/li>\n<li>Part of this fee is passed on to you as a merchant.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-672620 size-full\" src=\"https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025.png\" alt=\"\" width=\"972\" height=\"260\" srcset=\"https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025.png 972w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025-300x80.png 300w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025-768x205.png 768w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025-650x174.png 650w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025-800x214.png 800w, https:\/\/new.eba.com.ua\/wp-content\/uploads\/2025\/09\/Unlimit_Ukraine_19092025-100x27.png 100w\" sizes=\"auto, (max-width: 972px) 100vw, 972px\" \/><\/p>\n<p><strong>Why is this important for your business?<\/strong><\/p>\n<p data-start=\"1142\" data-end=\"1172\">Your responses will help to:<\/p>\n<ul>\n<li data-start=\"1142\" data-end=\"1172\">Assess how changes in fees will affect small and medium-sized businesses.<\/li>\n<li data-start=\"1142\" data-end=\"1172\">Develop recommendations to support entrepreneurs.<\/li>\n<li data-start=\"1142\" data-end=\"1172\">Take business needs into account during the European integration process.<\/li>\n<\/ul>\n<p><strong data-start=\"1384\" data-end=\"1409\">Your opinion matters!<\/strong> Every response helps create a complete picture for making the right decisions.<\/p>\n<p data-start=\"1492\" data-end=\"1517\"><strong>Participation terms<\/strong><\/p>\n<ul>\n<li data-start=\"1492\" data-end=\"1517\">Confidentiality: All responses are confidential.<\/li>\n<li data-start=\"1492\" data-end=\"1517\">Results: Will be presented as summarised findings and recommendations.<\/li>\n<li data-start=\"1492\" data-end=\"1517\">Duration: The survey takes about 10 minutes to complete.<\/li>\n<li data-start=\"1492\" data-end=\"1517\">Deadline: Until 5 October.<\/li>\n<\/ul>\n<p>Thank you for your time and willingness to share your experience! Together, we can make Ukraine\u2019s economy stronger.<\/p>\n<p style=\"text-align: center;\"><b><a title=\"\u0418\u0441\u0445\u043e\u0434\u043d\u044b\u0439 URL-\u0430\u0434\u0440\u0435\u0441: https:\/\/forms.office.com\/e\/1w9Ur6QzeH. \u0429\u0435\u043b\u043a\u043d\u0438\u0442\u0435 \u0438\u043b\u0438 \u043a\u043e\u0441\u043d\u0438\u0442\u0435\u0441\u044c, \u0435\u0441\u043b\u0438 \u0432\u044b \u0434\u043e\u0432\u0435\u0440\u044f\u0435\u0442\u0435 \u044d\u0442\u043e\u0439 \u0441\u0441\u044b\u043b\u043a\u0435.\" href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fforms.office.com%2Fe%2F1w9Ur6QzeH&amp;data=05%7C02%7CKatia.Chaikovska%40new.eba.com.ua%7Cfb85307be8944084063108ddf6acacd7%7C92456a16661b498eadd5e224c7dd6afa%7C0%7C0%7C638937943729125299%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=tpTUFP3OVfpiQrFOXOcKAcokgF5wrpu%2BYmTDdFfNjFk%3D&amp;reserved=0\" target=\"_blank\" rel=\"noopener noreferrer\" data-auth=\"NotApplicable\" data-linkindex=\"2\"><strong data-start=\"1880\" data-end=\"1899\">TAKE THE SURVEY<\/strong><\/a><\/b><\/p>\n<p data-start=\"1903\" data-end=\"1919\"><strong>Questions?<\/strong><\/p>\n<p data-start=\"1920\" data-end=\"2027\">Please contact <strong data-start=\"1935\" data-end=\"1957\">Vi\u0441toria Burdeina<\/strong>, Committee Manager at the \u0415\u0412\u0410: <a class=\"decorated-link cursor-pointer\" rel=\"noopener\" data-start=\"1997\" data-end=\"2025\">victoria.burdeina@new.eba.com.ua<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dear Colleagues, The European Business Association invites you to take part in a survey on how card payment fees affect your business. About this research This survey is conducted together [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":672619,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15563,15572],"tags":[],"class_list":["post-786381","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-main-news-en","category-unlimitukraine-en"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=786381"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/786381\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/672619"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=786381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=786381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=786381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}