PRAVEX BANK offers a credit portfolio designed to meet the needs of small businesses \u2014 both sole proprietors and legal entities. Our solutions address a wide range of requirements for business development and scaling.<\/p>\n
The portfolio includes four key products tailored to the daily and strategic needs of entrepreneurs: overdraft, cash-backed credit, working capital financing, and investment loans.<\/strong><\/p>\n Key<\/strong>\u00a0benefits:<\/strong><\/p>\n \u2022 Overdraft:<\/strong> Issued without collateral, it provides consistent access to financing, with interest charged only on the funds used.<\/p>\n \u2022 Cash-Backed Credit:<\/strong> With rates starting from a 2.5% margin over the deposit rate in UAH, the interest rate remains fixed throughout the loan term.<\/p>\n \u2022 Working Capital Financing:<\/strong> Up to UAH 1,000,000, issued without collateral and available under the state program \u201cAffordable Loans 5-7-9%.\u201d<\/p>\n \u2022 Investment Loan:<\/strong> Offers funds for acquiring essential business assets, such as vehicles, equipment, or real estate.<\/p>\n \u201cIn 2024, PRAVEX BANK approved 73% of credit applications from small business clients. This demonstrates our flexible and adaptive approach, ensuring we meet clients\u2019 financial needs and keep pace with market trends,\u201d<\/em> – said\u00a0Anatolii Verbakhovskyi, Head of Small Business at PRAVEX BANK.<\/strong><\/p>\n PRAVEX BANK is part of the Intesa Sanpaolo Group, a leading European financial group known for its stability and reliability.<\/p>\n