{"id":779613,"date":"2023-02-27T15:32:54","date_gmt":"2023-02-27T13:32:54","guid":{"rendered":""},"modified":"2023-02-27T15:34:28","modified_gmt":"2023-02-27T13:34:28","slug":"otp-bank-vidnovyv-nadannya-overdraftu-gostynnyj-dlya-novyh-kliyentiv","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/otp-bank-vidnovyv-nadannya-overdraftu-gostynnyj-dlya-novyh-kliyentiv\/","title":{"rendered":"OTP Bank to resume proposal of &#8220;Hostynny&#8221; overdraft to new bank customers"},"content":{"rendered":"<p style=\"font-weight: 400;\">OTP Bank has expanded the conditions for proposing new limits of &#8220;Hostynny&#8221; overdraft product: from now on, not only existing but also new micro and small business clients of the bank can receive financing.<\/p>\n<p style=\"font-weight: 400;\">To remind, proposing new limits for &#8220;Hostynny&#8221; overdraft product to existing bank customers with stable current account receipts <a href=\"https:\/\/en.otpbank.com.ua\/about\/news\/418917\/?_gl=1*16ksu21*_ga*MTM2NDA4MjA5NC4xNjUwNDM4OTM1*_ga_Q4M7V3ZDDW*MTY3NzI1MjM0MS4xMi4wLjE2NzcyNTIzNDEuNjAuMC4w\" target=\"_blank\" rel=\"noopener\">was resumed<\/a> from October 2022.<\/p>\n<p style=\"font-weight: 400;\">As <strong>the director of corporate products and services department of OTP Bank, Tetyana Matiyko<\/strong>, noted:\u00a0<em>&#8220;In \u00a0current situation in Ukraine, we continue to support business and help the functioning of the economy. Therefore we have expanded the conditions and resumed the provision of new limits for the &#8220;Hostynny&#8221; overdraft to both existing and new customers of the bank. I would also like to note that the proposing of financing according to the limits that were agreed until February 24, 2022, did not stop if the client was conducting activities. Although the situation on the market and in the country is changing, we remain unchanged in the speed and simplicity of overdraft registration procedures, transparency of tariffs, absence of collateral, surety and registration fees.&#8221;<\/em><\/p>\n<p style=\"font-weight: 400;\"><strong><a href=\"https:\/\/www.otpbank.com.ua\/big-corporate\/products-financing\/working-capital-financing\/welcome-overdraft\/\" target=\"_blank\" rel=\"noopener\">&#8220;Hostynny&#8221; overdraft<\/a><\/strong> is a product for micro and small business customers with annual sales from UAH 1.5 million to UAH 100 million. Within this product, clients can receive short-term financing of up to UAH 2.5 million, which gives the company the opportunity to make payments in excess of the balance of funds on the current account.<\/p>\n<p style=\"font-weight: 400;\">The main advantages of &#8220;Hostynny&#8221; overdraft:<\/p>\n<ul>\n<li style=\"font-weight: 400;\">quick decision-making \u2013 3 days to get a loan;<\/li>\n<li style=\"font-weight: 400;\">no commission for setting the overdraft limit;<\/li>\n<li style=\"font-weight: 400;\">flexibility in revising and increasing limits;<\/li>\n<li style=\"font-weight: 400;\">lack of collateral and surety.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">In order to send an application for receiving an overdraft, follow <a href=\"https:\/\/www.otpbank.com.ua\/smb\/products-financing\/welcome-overdraft\/\" target=\"_blank\" rel=\"noopener\">the link.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>OTP Bank has expanded the conditions for proposing new limits of &#8220;Hostynny&#8221; overdraft product: from now on, not only existing but also new micro and small business clients of the bank can receive financing. To remind, proposing new limits for &#8220;Hostynny&#8221; overdraft product to existing bank customers with stable current account receipts was resumed from [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":462856,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15576,15575],"tags":[],"class_list":["post-779613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-articles-en","category-news-and-articles-from-companies-en","company-16499"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/779613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=779613"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/779613\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/462856"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=779613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=779613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=779613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}