{"id":779215,"date":"2023-01-10T13:46:01","date_gmt":"2023-01-10T11:46:01","guid":{"rendered":""},"modified":"2023-01-11T11:10:18","modified_gmt":"2023-01-11T09:10:18","slug":"yeoselya","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/yeoselya\/","title":{"rendered":"is Oselya"},"content":{"rendered":"<p><em>Author:\u00a0<strong>Oleksandr Chornukha<\/strong>, Attorney at Dynasty Law &amp; Investment<\/em><\/p>\n<p style=\"font-weight: 400;\">On August 2, 2022, the Cabinet of Ministers of Ukraine adopted a Resolution on affordable mortgage lending for citizens of Ukraine.<\/p>\n<p style=\"font-weight: 400;\">\u2705 Who can get this mortgage loan?<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f Employees of medical institutions;<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f Employees of educational institutions (teachers);<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f Scientists and scientific and pedagogical staff;<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f Military under contract, SBU, Intelligence, National Guard, Border Guards, and others;<\/p>\n<p style=\"font-weight: 400;\">\ud83d\uded1 From January 1, 2023, this list will expand, the following categories will be added:<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f Internally displaced persons;<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f Citizens of Ukraine who own residential real estate of less than 52.5 square meters per person + 21 square meters per family member;<\/p>\n<p style=\"font-weight: 400;\">\u27a1\ufe0f War veterans or their family; persons who participated in hostilities; persons who became disabled during the war or their relatives; family members of deceased war veterans.<\/p>\n<p style=\"font-weight: 400;\">\ud83d\udd37 The person must also meet the following features:<\/p>\n<p style=\"font-weight: 400;\">\u2705 Citizen of Ukraine;<\/p>\n<p style=\"font-weight: 400;\">\u2705 Age &#8211; 18 years old;<\/p>\n<p style=\"font-weight: 400;\">\u2705 Financial basis (ability of the person or the guarantor to repay the mortgage loan in the parts specified in the contract);<\/p>\n<p style=\"font-weight: 400;\">\u2705 A person or family members must not have similar contracts (mortgage lending);<\/p>\n<p style=\"font-weight: 400;\">\u2705 Must have a living space of no more than 52.5 square meters per person + 21 square meters per family member, but this does not apply to housing located in temporarily occupied territory or in the area of hostilities.<\/p>\n<p><span style=\"font-weight: 400;\">\ud83d\udccc\u00a0<\/span><span style=\"font-weight: 400;\">Research has shown that with a 3% mortgage for 20 years and with a minimum down payment of 20%, a person without a wife\/husband and children can count on a renovated 1-2 room apartment on the secondary market in Kyiv, Odesa and Dnipro.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Author:\u00a0Oleksandr Chornukha, Attorney at Dynasty Law &amp; Investment On August 2, 2022, the Cabinet of Ministers of Ukraine adopted a Resolution on affordable mortgage lending for citizens of Ukraine. \u2705 Who can get this mortgage loan? \u27a1\ufe0f Employees of medical institutions; \u27a1\ufe0f Employees of educational institutions (teachers); \u27a1\ufe0f Scientists and scientific and pedagogical staff; \u27a1\ufe0f [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":453022,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15576,15575],"tags":[],"class_list":["post-779215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-articles-en","category-news-and-articles-from-companies-en","company-20507"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/779215","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=779215"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/779215\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/453022"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=779215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=779215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=779215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}