{"id":778646,"date":"2022-10-28T15:41:11","date_gmt":"2022-10-28T12:41:11","guid":{"rendered":""},"modified":"2022-10-28T15:43:19","modified_gmt":"2022-10-28T12:43:19","slug":"yakshho-tryvatymut-obstrily-bankrutamy-mozhut-staty-nabagato-bilshe-nizh-20-pozychalnykiv-bankiv","status":"publish","type":"post","link":"https:\/\/new.eba.com.ua\/en\/yakshho-tryvatymut-obstrily-bankrutamy-mozhut-staty-nabagato-bilshe-nizh-20-pozychalnykiv-bankiv\/","title":{"rendered":"If Shelling Continues, Far More Than 20% of Bank Borrowers Can Go Bankrupt"},"content":{"rendered":"<p style=\"font-weight: 400;\"><strong>Andrii Volkov, founder and managing partner of the Investohills Group<\/strong>, predicts that winter will become a real test for ukrainian business from the standpoint of the repayment of loans.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cMany companies have already exhausted their financial reserves or are about to do so. The winter will become a real test for the business. The NPL can snowball in the case of issues with the energy supply (for instance, due to damage to critical infrastructure) and logistics disruption,\u201d<\/em> the financier believes.<\/p>\n<p style=\"font-weight: 400;\">According to him, a critical accumulation of distressed debt will occur by spring 2023 under this scenario, and more than 20% of the borrowers can go bankrupt. The companies with assets damaged by hostilities or remaining in occupied territories risk being the first to default.<\/p>\n<p style=\"font-weight: 400;\"><em>&#8220;They are the first candidates for contributing to the NPL statistics,&#8221;<\/em> Volkov says.<\/p>\n<p style=\"font-weight: 400;\">However, according to Investohills\u2019 founder, if the war becomes less intense soon enough and the international community keeps supporting Ukraine, businesses will be able to service their debt.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cAccording to most forecasts, the war\u2019s active phase will fade after winter. It means that the banks\u2019 loan portfolio quality will improve by the summer of 2023, while the percentage of NPLs will start decreasing,\u201d<\/em> Volkov indicates.<\/p>\n<p style=\"font-weight: 400;\"><a href=\"https:\/\/investohills.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/investohills.com\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Andrii Volkov, founder and managing partner of the Investohills Group, predicts that winter will become a real test for ukrainian business from the standpoint of the repayment of loans. \u201cMany companies have already exhausted their financial reserves or are about to do so. The winter will become a real test for the business. The NPL [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":442887,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15576,15575],"tags":[],"class_list":["post-778646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-articles-en","category-news-and-articles-from-companies-en","company-21406"],"_links":{"self":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/778646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=778646"}],"version-history":[{"count":0,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/778646\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media\/442887"}],"wp:attachment":[{"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=778646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=778646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=778646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}